An unfortunate reality of difficult economic times is that layoffs and cutbacks become business as usual. And economic crisis or unemployment can throw even the best functioning families into emotional turmoil as nothing before it has.
With the current unemployment rate at 7.4% (http://data.bls.gov/timeseries/LNS14000000) plus an untold number of people underemployed and out of the workforce altogether due to having given up looking for suitable employment, it is quite likely that you or someone close to you is affected in some very personal way, such as living with an entirely different set of financial standards than you’ve been used to.